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  Paybis acts as a comprehensive crypto‑payment solution,
  since 2014 and headquartered in Warsaw, Poland, now operating in over 180 countries with support for more than 80–90 cryptocurrencies and
  handling billions in transaction volume :contentReference[oaicite:1]index=1.
  
  The platform provides a desktop & mobile wallet as a service and on‑ramp/off‑ramp API integration options for businesses, letting users to
  buy, sell, swap and accept crypto payments effortlessly across traditional and blockchain rails :contentReference[oaicite:2]index=2.
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  local rails like PIX, Giropay, SPEI, bank transfers, etc.,
  across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
  With a low minimum entry fee—starting at around $2–5 depending on volume—and clear fee disclosure
  (typically 2 USD minimum commission and card or e‑wallet fees up to ~4.5–6.5%, plus network fees),
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  private keys across multiple parties, ensures on‑chain transparency, user control, and
  strong security without needing traditional “proof of reserves” disclosures :contentReference[oaicite:5]index=5.
  The company is registered as a Money Service Business with FinCEN in the USA,
  is VASP‑registered in Poland, and complies with FINTRAC in Canada,
  enforcing KYC/AML checks for larger transactions while offering optional no‑KYC flow for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
  Corporate clients can embed Paybis quickly with SDK or dashboard integration, access dedicated account managers, and
  benefit from high authorization rates (~70–95%) and 24/7 multilingual support
  in over nine languages :contentReference[oaicite:7]index=7.
  Use cases range from wallets, fintechs, marketplaces, gaming
  platforms, DeFi services, and global platforms in need of stablecoin payouts, IBAN‑based settlement, or mass crypto
  payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
  
  Although some user‑reported issues have arisen—such as account
  suspensions without explanation, slow refund processing in rare scenarios, or payment verification difficulties—overall feedback through Trustpilot and other independent reviews is largely positive with
  nearly 5‑star ratings thanks to its customer‑friendly design and straightforward crypto onboarding
  flow :contentReference[oaicite:9]index=9. Altogether, Paybis delivers
  a robust, secure, and flexible crypto payment and wallet solution ideal for businesses wanting to bridge fiat and crypto with minimal
  hassle and strong compliance frameworks.